GROUND UP CONSTRUCTION

Use our Ground Up Construction loan product to fund your next spec home.  Designed for experienced home builders building 2-200 homes per year, this loan allows you to use higher leverage than banks traditionally offer, while closing quickly.

Use our fast, dependable, proven capital at competitive rates to make your next project profitable. Our draw process is simple and straightforward to allow you to keep your project on track.

• Investment Properties Only

• Close in 7-10 Days

• We Pay Brokers

• Higher Leverage with More Experience

• Lending in 47 States

• Lending Since 2006

Rates and Terms vary depending on several factors including borrower experience, credit and project size. Get started today to see your loan terms.

Loan Details

  • Dešen Capital specializes in residential real estate and can fund various properties including:

    Single Family Homes

    Duplex, Triplex, Quadplex

    Multi-Family (5+ Units)

    Condominiums

    Townhouses

  • Dešen Capital eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.Document Preparation Fee – $1,295.00

    Legal Fee/Recording – $535.00

    Appraisal: TBD

    Title Commitment: TBD

  • To close a Ground Up Construction Loan at Dešen Capital there are a few basic items that you will need to submit to our team. Below is a general list of some of the requirements. Once you apply, you will receive a document portal for easy upload!

    Loan Application

    Purchase Contract (If Purchase)

    REO Schedule (Experience)

    Property Insurance

    Identification and Borrower Entity Docs

    Construction Budget

    Appraisal

    Building Plans

    Permits (if applicable)

Explore our other loan products