No-Income Verification Loans

DSCR Rental Loans

Scale your rental portfolio without tax returns or personal income verification. Qualify based solely on the property's cash flow.

Apartment Building

Investment Strategy

Why Investors Choose DSCR

The Debt Service Coverage Ratio (DSCR) loan allows real estate investors to separate their personal finances from their business assets.

No Tax Returns

Qualification is based on the subject property’s rental income vs. mortgage payment.

Unlimited Cash-Out

Tap into your equity to buy more properties. No limit on number of financed properties.

Airbnb / Short-Term

We lend on AirDNA projections for short-term rentals, maximizing your leverage.

LLC Closing

Close in your entity name to protect your personal liability and privacy.

DSCR Rental Loans

Loan Parameters

Who is this loan for?

No Hard Credit Pull Required

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Please enter a number from 150000 to 5000000.
DSCR Loans

Why Investors Choose Desen Capital

In a market where timing is everything, you need a partner who moves as fast as you do. We bypass the bureaucracy of traditional banking to deliver term sheets in 24 hours and funding in days. With balance-sheet capital and common-sense underwriting, we provide the certainty of execution you need to scale your portfolio with confidence.

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