DSCR LOANS

3O YEAR FIXED RENTAL LOAN

Use our Elite DSCR Loan Product to Purchase or Refinance your Rental Property on a 30 year Fixed at Competitive Rates without using tax returns or personal income to qualify.   Additionally, our loans only report to credit when in default, so you can avoid adding debt to your credit report with our DSCR loan.

Our DSCR Loan Rates are near Conventional Rates, but will less hassle and more Investor Friendly Loan Options.

BRRRR Method- Use our DSCR Loan to Refinance to more Permanent Fixed Rates once your Remodel is Complete and the Property is Rented.  We can also assist with this as a Short Term Rental (STR) Loan.

  • Investment Properties Only

  • No Tax Returns Needed

  • 2-50 Property Portfolio Options

  • Vest in LLC or Personal Name

  • First Time Investors Welcome

  • We Pay Brokers

Finance your rental portfolio with ease

Loan Details

  • Dešen Capital DSCR Loans are designed for various Rental Properties to meet your Investment Real Estate Needs.

    Single Family Homes

    Duplex, Triplex, Quadplex

    Warrantable Condos

    2-50 Property Portfolios

     Urban Properties within 42 States

  • Dešen Capital eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.

    Document Preparation Fee – $1,995.00

    3rd Party Attorney Review – $550.00

    Appraisal: $500-800 typically

  • You’ll love the ease of closing with Desen Capital, because of our common sense underwriting. No Tax Returns, No Income Verification, and Primarily Credit, Property Details and Debt Ratio to Qualify! To speed up the process, here are the main items you’ll need to gather:

    Purchase Contract (If Purchase)

    List of Real Estate Owned

    Property Insurance

    Drivers License (DL)

    Last 2 Bank Statements

    Subject Property Lease

    LLC/Entity Docs (if in LLC)

    Loan Payoff (if a Refinance)

Explore our other loan products