
DSCR LOANS
3O YEAR FIXED RENTAL LOAN
Use our Elite DSCR Loan Product to Purchase or Refinance your Rental Property on a 30 year Fixed at Competitive Rates without using tax returns or personal income to qualify. Additionally, our loans only report to credit when in default, so you can avoid adding debt to your credit report with our DSCR loan.
Our DSCR Loan Rates are near Conventional Rates, but will less hassle and more Investor Friendly Loan Options.
BRRRR Method- Use our DSCR Loan to Refinance to more Permanent Fixed Rates once your Remodel is Complete and the Property is Rented. We can also assist with this as a Short Term Rental (STR) Loan.
Investment Properties Only
No Tax Returns Needed
2-50 Property Portfolio Options
Vest in LLC or Personal Name
First Time Investors Welcome
We Pay Brokers
Finance your rental portfolio with ease
Loan Details
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Dešen Capital DSCR Loans are designed for various Rental Properties to meet your Investment Real Estate Needs.
Single Family Homes
Duplex, Triplex, Quadplex
Warrantable Condos
2-50 Property Portfolios
Urban Properties within 42 States
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Dešen Capital eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.
Document Preparation Fee – $1,995.00
3rd Party Attorney Review – $550.00
Appraisal: $500-800 typically
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You’ll love the ease of closing with Desen Capital, because of our common sense underwriting. No Tax Returns, No Income Verification, and Primarily Credit, Property Details and Debt Ratio to Qualify! To speed up the process, here are the main items you’ll need to gather:
Purchase Contract (If Purchase)
List of Real Estate Owned
Property Insurance
Drivers License (DL)
Last 2 Bank Statements
Subject Property Lease
LLC/Entity Docs (if in LLC)
Loan Payoff (if a Refinance)